:root{--ink:#112c4c;--muted:#5d728a;--accent:#286fd3;--deep:#0b2548;--soft:#f0f5fc;--line:#dbe5f2;--green:#13866c;--max:1050px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font-family:Inter,system-ui,-apple-system,Arial,sans-serif;font-size:17px;line-height:1.6;background:#fff}a{color:inherit}h1,h2,h3,p{margin:0}h1,h2,h3{letter-spacing:-.035em;line-height:1.19}.wrap{width:min(var(--max),calc(100% - 40px));margin-inline:auto}.icon{width:32px;height:32px;flex:none}.skip{position:absolute;left:-200vw;top:0;background:white;padding:12px;z-index:50}.skip:focus{left:10px}a:focus-visible,button:focus-visible,summary:focus-visible,input:focus-visible,select:focus-visible{outline:3px solid #51aaff;outline-offset:3px}
.header{position:sticky;top:0;z-index:30;background:#fff;border-bottom:1px solid #dde5ef;box-shadow:0 4px 20px #0a294b13}.header-inner{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:12px}.brand{display:flex;gap:12px;align-items:center;text-decoration:none}.brandmark{width:45px;height:45px;border-radius:12px;background:linear-gradient(135deg,#7ec2ff,#2258b2);color:#fff;font-size:29px;font-weight:900;display:grid;place-items:center}.brand strong{display:block;font-weight:800;font-size:22px;letter-spacing:.02em;line-height:1.1}.brand small{display:block;color:#73879e;font-size:14px;letter-spacing:0;font-weight:500}.menu{position:relative}.menu summary{list-style:none;cursor:pointer;border:1px solid #cbd8e9;background:#f3f7fc;color:#173b6b;padding:10px 16px;border-radius:10px;display:flex;gap:8px;align-items:center;font-weight:700;font-size:16px;min-height:48px}.menu summary::-webkit-details-marker{display:none}.menu summary .icon{width:23px;height:23px}.caret{font-size:22px;line-height:0}.menu[open] summary{background:#e1edff}.menu nav{position:absolute;right:0;top:calc(100% + 10px);min-width:min(360px,calc(100vw - 40px));padding:10px;background:#fff;box-shadow:0 20px 55px #0b254838;border:1px solid #d7e3f0;border-radius:15px;display:grid;gap:3px;z-index:40}.menu nav>span{font-size:12px;font-weight:800;color:#7289a4;letter-spacing:.1em;padding:7px 12px}.menu nav a{display:flex;align-items:center;gap:13px;padding:14px 12px;text-decoration:none;border-radius:10px;font-weight:650;font-size:16px;line-height:1.3}.menu nav a.current,.menu nav a:hover{background:#eaf2ff;color:#1455ac}.menu nav .icon{width:23px;height:23px;color:#56799f}.menu nav .menu-right{margin-left:auto;width:17px;height:17px}.footer{background:#0b2345;color:#e6eefb;padding:34px 0 40px}.footer strong{font-size:19px}.footer p{font-size:15px;color:#b5cae2;margin-top:7px}.footer a{display:inline-flex;align-items:center;gap:10px;margin-top:18px;color:#d9e9ff;text-decoration:none;font-size:16px;font-weight:700}.footer .icon{width:20px;height:20px}
.hero{background:linear-gradient(120deg,#0a2448,#173e7b);color:white;padding:65px 0 70px}.hero-home{padding:72px 0 77px}.hero .wrap{max-width:var(--max)}.hero h1{font-size:clamp(36px,5vw,62px);max-width:780px;margin:18px 0 20px}.hero p{color:#e2edff;font-size:19px;line-height:1.7;max-width:700px}.hero em,.section em{color:#65b2fa;font-style:normal}.eyebrow{font-size:13px;letter-spacing:.10em;font-weight:800;color:#2d71bd;margin-bottom:16px}.hero .eyebrow{color:#abd3ff}.buttons{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}.button{display:inline-flex;gap:10px;align-items:center;justify-content:center;text-decoration:none;font-size:16px;font-weight:750;border-radius:10px;padding:12px 20px;min-height:49px;background:#377fea;color:#fff;line-height:1.3}.button .icon{width:19px;height:19px}.button.secondary{border:1px solid #91b9e0;background:transparent}.section{padding:67px 0}.section.soft{background:var(--soft)}.section-heading{margin-bottom:28px;max-width:760px}.section-heading h2{font-size:clamp(29px,3.5vw,42px);margin-bottom:12px}.section-heading p{font-size:18px;color:var(--muted);max-width:720px}.card{display:flex;gap:18px;align-items:flex-start;border:1px solid var(--line);background:#fff;border-radius:14px;padding:23px;box-shadow:0 3px 10px #0c37620a}.card-icon,.phase-icon,.person-icon{width:56px;height:56px;border-radius:13px;background:#e8f1ff;color:#2565ba;display:grid;place-items:center;flex:none}.card-icon .icon,.phase-icon .icon,.person-icon .icon{width:32px;height:32px}.card-body{min-width:0}.card h3{font-size:21px;margin:1px 0 7px}.card p{font-size:17px;color:#546c88;line-height:1.58}.flow-step .card{max-width:830px;margin-inline:auto}.flow-connector{display:grid;place-items:center;color:#7796b5;padding:10px}.flow-connector .icon{width:23px;height:23px}.benefit-grid,.feature-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:15px}.benefit-grid .card,.feature-grid .card{height:100%}.person-grid{display:grid;gap:12px}.person-card{display:flex;align-items:center;gap:17px;border:1px solid var(--line);border-radius:14px;padding:20px;background:#fff;text-decoration:none}.person-card:hover{border-color:#69a7e7;background:#f8fbff}.person-card span:nth-child(2){display:grid;gap:5px;flex:1}.person-card strong{font-size:19px}.person-card small{font-size:16px;line-height:1.45;color:var(--muted)}.person-card>.arrow-icon{width:20px;height:20px;color:#3d77ba}.phase-list{display:grid;gap:13px}.phase-card{display:flex;gap:19px;align-items:flex-start;padding:22px;border-radius:13px;border:1px solid var(--line);background:#fff}.phase-details{flex:1;min-width:0}.phase-number{display:block;color:#5481af;font-size:13px;font-weight:750;letter-spacing:.05em;margin-bottom:6px}.phase-card h3{font-size:21px;margin-bottom:9px}.phase-card p{font-size:17px;color:#536d87}.phase-card small{display:block;margin-top:13px;color:#647e99;font-size:15px}.note{display:flex;gap:9px;align-items:center;margin-top:14px;border-radius:8px;padding:11px;font-weight:700;font-size:15px}.note.good{background:#e8f5ee;color:#0d735a}.note .icon{width:20px;height:20px}.legal{font-size:16px;color:#566e88;margin-top:20px}
.calculator{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;align-items:stretch}.calc-panel{background:#fff;border:1px solid #d2e0ee;border-radius:15px;padding:25px;min-width:0;display:flex;flex-direction:column;gap:16px;margin:0}.calc-panel legend{font-size:22px;font-weight:780;letter-spacing:-.025em;padding:0 6px}.checkbox-line{display:flex;align-items:flex-start;gap:12px;border:1px solid #e4eaf1;border-radius:10px;padding:13px;cursor:pointer}.checkbox-line input{accent-color:#2477d4;flex:none;width:23px;height:23px;margin:2px 0}.checkbox-line span{flex:1;min-width:0}.checkbox-line strong{font-size:16px;line-height:1.4;font-weight:650;display:block}.checkbox-line small{display:block;color:#6a8097;margin-top:5px;font-size:14px;line-height:1.48}.mode-list{display:grid;gap:7px}.mode{display:flex;gap:10px;align-items:center;padding:10px 12px;font-size:15px;border-radius:9px;border:1px solid #e1e8f1;line-height:1.4}.mode.active{background:#e8f5ee;border-color:#add9c9;color:#116850;font-weight:750}.mode-check{color:#98a7b7;width:20px;display:grid;place-items:center}.mode.active .mode-check{color:#16866a}.mode .icon{width:20px;height:20px}.field{display:grid;gap:7px;font-size:16px;font-weight:600}.field input[type=number],.field select{width:100%;min-width:0;min-height:48px;padding:11px 12px;border:1px solid #b9cee3;border-radius:9px;background:white;font:inherit;color:#203d60}.field input[type=range]{width:100%;accent-color:#2468be;min-height:26px}.estimate-card{border-radius:12px;padding:21px;background:#e8f6ef;display:grid;gap:4px;color:#0c6954}.estimate-card small{font-size:14px}.estimate-card strong{font-size:clamp(28px,3.5vw,38px);line-height:1.25;overflow-wrap:anywhere}.estimate-card span{font-size:15px}.hint{color:#5c7590;font-size:15px;line-height:1.6}.progress-header{display:flex;gap:8px;justify-content:space-between;align-items:center;font-size:16px;margin-top:4px}.progress-header strong{font-size:20px}.calculator progress{display:block;width:100%;height:17px;accent-color:#167f66}progress::-webkit-progress-bar{background:#e3eaf1;border-radius:20px}progress::-webkit-progress-value{background:#198a70;border-radius:20px}.two-col{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:13px}.results-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:11px}.result{border-radius:11px;background:#eef4fb;padding:16px;min-width:0;display:grid;gap:5px}.result small{font-size:14px;color:#5d748f}.result strong{font-size:22px;overflow-wrap:anywhere}.journey{display:grid;gap:13px}.journey-card{border:1px solid var(--line);background:#fff;border-radius:13px;padding:22px;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:15px}.journey-card h3{grid-column:1/-1;font-size:21px}.journey-card h3 span{font-size:14px;color:#357abd;margin-right:8px}.journey-card>div{padding:14px;background:#f2f7fc;border-radius:9px}.journey-card strong{font-size:15px;color:#1b5691}.journey-card p{font-size:15px;color:#516b83;margin-top:7px}
@media(max-width:900px){.calculator{grid-template-columns:1fr}.benefit-grid,.feature-grid{grid-template-columns:1fr 1fr}}
@media(max-width:640px){body{font-size:17px}.wrap{width:calc(100% - 34px)}.header-inner{min-height:70px}.brandmark{width:42px;height:42px}.brand strong{font-size:20px}.brand small{font-size:13px}.menu summary{min-height:44px;padding:9px 13px}.hero,.hero-home{padding:45px 0 52px}.hero h1{font-size:clamp(35px,9.5vw,43px)}.hero p{font-size:18px}.buttons{display:grid}.button{width:100%}.section{padding:48px 0}.section-heading{margin-bottom:22px}.section-heading h2{font-size:31px}.section-heading p{font-size:17px}.benefit-grid,.feature-grid{grid-template-columns:1fr}.card,.phase-card{padding:18px;gap:14px}.card-icon,.phase-icon{height:48px;width:48px;border-radius:10px}.card-icon .icon,.phase-icon .icon{width:28px;height:28px}.card h3,.phase-card h3{font-size:20px}.card p,.phase-card p{font-size:16px}.person-card{padding:16px}.person-icon{width:47px;height:47px}.person-card strong{font-size:18px}.person-card small{font-size:15px}.calc-panel{padding:18px 15px;gap:14px}.calc-panel legend{font-size:20px}.calculator{gap:15px}.journey-card{grid-template-columns:1fr;padding:17px;gap:10px}.journey-card>div{padding:12px}.two-col{grid-template-columns:1fr 1fr}.result strong{font-size:19px}.result{padding:12px}.results-grid{gap:9px}}
@media(max-width:360px){.two-col,.results-grid{grid-template-columns:1fr}.brand strong{font-size:18px}.menu summary{font-size:14px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}

/* XOC registration page and shared CTA. No JavaScript or outbound submit. */
.brandmark{display:block;width:45px;height:45px;object-fit:contain;border-radius:0;background:transparent;font-size:0}
.site-cta{background:linear-gradient(120deg,#103967,#205ba2);color:#fff;padding:55px 0}
.site-cta h2{font-size:clamp(28px,4vw,40px);line-height:1.15}
.site-cta p{font-size:18px;color:#e2efff;line-height:1.65;margin:12px 0 22px;max-width:700px}
.site-cta .button{background:#fff;color:#175092}
.registration-preview{background:#fff;border:1px solid var(--line);border-radius:15px;padding:30px;display:grid;gap:21px;max-width:900px}
.registration-preview .field input,.registration-preview .field select{min-height:50px;width:100%;padding:11px 13px;border:1px solid #b9cee3;border-radius:9px;background:#fff;color:var(--ink);font:inherit}
.registration-preview .field>span{font-size:17px}
.registration-preview .sectors{margin:0;border:1px solid var(--line);padding:20px;border-radius:12px;min-width:0}
.registration-preview .sectors legend{padding:0 8px;font-size:18px;font-weight:750}
.registration-preview .sector-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}
.registration-preview .sector-grid label{display:flex;align-items:start;gap:6px;line-height:1.45;font-size:16px}
.registration-preview .sector-grid input{width:19px;height:19px;flex:none;accent-color:var(--accent)}
.registration-preview .notice{padding:16px 18px;background:#edf3fb;border-radius:10px;font-size:16px;color:#355572;line-height:1.65}
.registration-preview button[disabled]{cursor:not-allowed;opacity:.65}
@media(max-width:640px){.registration-preview{padding:18px}.registration-preview .two-col,.registration-preview .sector-grid{grid-template-columns:1fr}.site-cta{padding:45px 0}}

/* XOC mobile revision 3.1 — menu icon, panel headings and settlement simulator */
html{background:#0b2345}
body{min-height:100vh}
.menu summary{min-width:54px;min-height:50px;display:grid;place-items:center;padding:10px;aspect-ratio:1/1}
.menu summary .icon{width:29px;height:29px}
.calc-panel{display:flex;flex-direction:column;gap:18px;padding:25px;min-width:0}
.calc-panel-title{font-size:22px;font-weight:780;letter-spacing:-.025em;line-height:1.3;margin:0 0 2px;padding:0;position:static;transform:none;overflow-wrap:break-word}
.slider-row{display:grid;gap:8px;min-width:0}
.slider-head{display:flex;align-items:center;justify-content:space-between;gap:12px;flex-wrap:wrap;font-size:16px;line-height:1.4}
.slider-head label{font-weight:650;flex:1 1 180px}
.slider-head output{font-size:18px;font-weight:800;color:#155c9c;font-variant-numeric:tabular-nums}
.slider-row input[type=range]{appearance:auto;width:100%;min-width:0;min-height:32px;accent-color:#2574bd;cursor:pointer;touch-action:pan-y}
.slider-help{font-size:14px;color:#5c718c;line-height:1.5}
.payout-highlight{display:grid;gap:5px;padding:22px;border-radius:13px;background:#e9f6ee;border:1px solid #b7e4c9;color:#116448}
.payout-highlight .payout-label{font-weight:750;font-size:18px}
.payout-highlight strong{font-size:clamp(31px,4vw,40px);line-height:1.2;overflow-wrap:anywhere;font-variant-numeric:tabular-nums}
.payout-highlight small{font-size:14px;line-height:1.5;color:#376755}
.results-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px}
.results-grid .result{min-width:0;padding:13px}
.results-grid .result strong{font-size:clamp(17px,2vw,22px)}
.footer{padding:34px 0 max(30px,env(safe-area-inset-bottom));margin-bottom:0;background:#0b2345}
.footer-copyright{color:#b9cbe1;border-top:1px solid #345071;margin-top:22px;padding-top:17px;font-size:14px}
@media(max-width:720px){
 .results-grid{grid-template-columns:1fr}
 .calc-panel{padding:21px 18px;gap:16px}
 .calc-panel-title{font-size:21px}
 .menu summary{min-width:50px;min-height:50px;padding:8px}
 .results-grid .result{padding:14px 16px}
 .results-grid .result strong{font-size:22px}
}

/* V3.3: compact representative contribution, status ladder, menu CTA, no white footer underlay */
html{background-color:#0b2345;min-height:100%;height:auto}
body{background-color:#0b2345;min-height:100vh;min-height:100dvh;display:flex;flex-direction:column;overflow-x:clip}
main{background-color:#fff;flex:1 0 auto}
.footer{background:#0b2345;margin:0;padding-bottom:calc(36px + env(safe-area-inset-bottom,0px));width:100%}
.footer-copyright{color:#d4e0ef}
.menu nav a.menu-cta,.menu nav a.menu-cta.current{
 margin-top:12px;padding:15px 14px;background:#dff1e8;color:#0d6751;
 border:1px solid #a9d9c4;font-weight:800;box-shadow:0 3px 10px rgba(4,79,65,.08)
}
.menu nav a.menu-cta:hover{background:#c4e9d9}
.menu nav a.menu-cta .icon{color:#0d7459}
.menu nav a.menu-cta .menu-right{color:#0d7459}
.contrib-grid{display:grid;gap:7px}
.contrib-grid .checkbox-line{display:flex;min-height:43px;padding:8px 10px;align-items:center;border:1px solid #e4ebf2;border-radius:8px;background:#fff;gap:11px}
.contrib-grid .checkbox-line input{margin:0;width:21px;height:21px}
.contrib-grid .checkbox-line strong{font-size:15px;line-height:1.35;font-weight:650}
.quick-result{display:grid;grid-template-columns:1fr auto;gap:5px 12px;padding:14px 16px;background:#e9f6ee;border:1px solid #b5e1c8;color:#11684f;border-radius:12px;align-items:center}
.quick-result>span{font-size:14px;color:#376f5a}
.quick-result>strong{font-size:17px;text-align:right;font-variant-numeric:tabular-nums}
.quick-result>small{grid-column:1/-1;color:#3d6d5c;font-size:13px}
.journey-card>div.journey-representative{background:#e5f5ea;border:1px solid #a6dabe;color:#0c694b}
.journey-card>div.journey-representative strong{color:#126c4b}
.journey-card>div.journey-representative p{color:#285b48}
.tracking-heading{display:flex;align-items:center;justify-content:space-between;gap:12px;flex-wrap:wrap}
.tracking-heading span{font-size:18px;font-weight:700}
.tracking-heading strong{font-size:26px;font-variant-numeric:tabular-nums}
.tracking-current{font-size:16px;color:#35648e;margin-top:-8px}
.stage-list{display:grid;gap:9px}
.stage-button{display:grid;gap:9px;padding:12px 13px;background:#fff;border:1px solid #dbe7f3;border-radius:10px;width:100%;cursor:pointer;text-align:left;color:#153455;font:inherit;transition:background-color .15s ease,border-color .15s ease}
.stage-button:hover{background:#f1f7fd}
.stage-button.is-current{background:#edf7f1;border:2px solid #399b74;padding:11px 12px;box-shadow:0 2px 9px rgba(27,134,89,.12)}
.stage-button:focus-visible{outline:3px solid #458dd0;outline-offset:2px}
.stage-header{display:flex;align-items:center;justify-content:space-between;gap:12px;font-size:15px;line-height:1.35}
.stage-header strong{font-size:16px;font-variant-numeric:tabular-nums;white-space:nowrap}
.stage-title{font-weight:650}
.stage-track{display:block;height:9px;background:#e7edf4;border-radius:100px;overflow:hidden}
.stage-fill{display:block;height:100%;border-radius:100px;background:#86c7f6}
.stage-button:nth-child(2) .stage-fill{background:#75baed}
.stage-button:nth-child(3) .stage-fill{background:#61aadf}
.stage-button:nth-child(4) .stage-fill{background:#499bd2}
.stage-button:nth-child(5) .stage-fill{background:#348ebd}
.stage-button:nth-child(6) .stage-fill{background:#268eab}
.stage-button:nth-child(7) .stage-fill{background:#28a48f}
.stage-button:nth-child(8) .stage-fill{background:#168d6f}
.stage-button:nth-child(9) .stage-fill{background:#0e784a}
.stage-substate{font-size:13px;line-height:1.45;color:#55758a;font-weight:500}
#xoc-modalidad .field strong{color:#587b9d;font-size:14px;float:right}
#xoc-modalidad #xoc-amount{font-size:23px;font-weight:700;font-variant-numeric:tabular-nums}
#xoc-range{accent-color:#287ac9;min-height:32px}
#xoc-cobro .payout-highlight{background:#e9f6ee}
#xoc-cobro .payout-highlight strong{font-size:clamp(30px,4vw,40px)}
@media(min-width:650px){
 .contrib-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
}
@media(max-width:649px){
 .contrib-grid .checkbox-line{min-height:40px;padding:7px 9px}
 .contrib-grid .checkbox-line strong{font-size:15px}
 .quick-result{grid-template-columns:1fr auto;gap:4px}
 .quick-result>strong{font-size:16px}
 .stage-button{padding:11px 12px}
}
@media(prefers-reduced-motion:reduce){.stage-button{transition:none}}

/* XOC 3.5: approved conditional form; JS controls visibility without affecting theme. */
.calc-panel[hidden]{display:none!important}
.reference-summary{display:grid;gap:12px;padding:20px;border-radius:13px;border:1px solid #b5e1c8;background:#e9f6ee;color:#11684f}
.reference-summary .reference-kicker{font-size:15px;font-weight:750;color:#286850}
.reference-summary>strong{font-size:clamp(29px,4vw,38px);line-height:1.2;font-variant-numeric:tabular-nums;overflow-wrap:anywhere}
.reference-summary p{font-size:15px;line-height:1.55;color:#376d5c;margin:0}
.calculator.is-reference-only #avance{grid-column:1/-1}
@media(max-width:640px){.reference-summary{padding:17px}.calculator.is-reference-only #avance{grid-column:auto}}